Card Use Continues To Increase
U.S. consumers, whose use of revolving debt fell by more than 15% once the Great Recession hit, are finally re-embracing the credit card.
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Optimistic predictions aside, many Americans remain unaware or even skeptial of paying with their smartphones. more »
The decision to deploy EMV chip-and-signature credit cards in the U.S., instead of the chip-and-PIN model common in other countries, has a lot to do with technology constraints. more »
A veteran acquiring executive describes recent changes at First Data Corp. as “the awakening of a sleeping giant.” more »
Independent Resource Network Corp., a Westbury, N.Y.-based ISO, has agreed to pay $400,000 and waived its right to funds in a merchant’s reserve account to settle a civil suit. more »
Using President Teddy Roosevelt’s “Square Deal” as inspiration, API Software Inc. has created an app ISOs can use to help merchants tabulate the best payment services deals. more »
Although smartphones and tablets are capturing the imagination of consumers, we haven’t even begun to relalize their potential value for merchants. more »
The financial services industry sets the pace for technology innovation. Wall Street’s role as an allocator of capital and the industry's need for massive amounts of data have a lot to do with that.. more »
VeriFone’s second quarter revenue increases signal the company is heading in the direction CEO Paul Galant envisioned when becoming the head of the terminal maker in October 2013. more »
A company called Credorax aims to make cross-border e-commerce transactions easier for merchants and ISOs. more »
The days of salespeople peddling point of sale terminals by simply pulling hardware out of a box are numbered. more »
Acquirers should become experts on point of sale equipment and software that helps merchants operate more efficiently, an upcoming report says. more »
Image: ThinkStock
Data thieves are building diversified portfolios, generating varied revenue streams based on the type of consumer credentials they can compromise through their breaches. more »
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This issue contains the biggest-ever edition of the annual Fact Book. We hope you find it useful. We also check in with Steve Eazell, outgoing president of the Western States Acquirers Association, and Dan Geraty, CEO of Clearent. We even attempt to satisfy our curiousity about when mobile payments will take hold with consumers and why the U.S. seems to resist chip-and-pin.
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